Salary Account Loan



How do I get a loan on my salary account? Who has a salary account to make a loan with a restricted name? All major national banks offer and loan loans on salary accounts: Caixa Econômica, Banco do Brasil, Santander, HSBC, Banco Itaú and many others.

Pre-approved loans or cash advance loan


Pre-approved loans or cash advance loan


 If you have been struggling to get out of financial problems in the short term, making a personal discount loan on the salary account through your bank could be the best way for you to get out of debt.

These loans, also known as pre-approved loans or cash advance loan, could help you to settle your most urgent debts or pay more expensive loan arrears like credit card or financial debts with loan sharks for example.

The loan on the salary account is done in a simple, practical and automated way, without the interference of the manager or having to call the attendance of your bank. The money goes into the account in a matter of minutes.

To get this line of credit, the first step is to be working under the CLT regime and receiving your salary at some financial institution in Brazil. All you have to do is go to the bank to see if this line of loan is available. If so, carefully evaluate rates, terms, and conditions for reimbursements.


The entire process takes only a few minutes and the requested loan amount will be deposited into your bank account by the lender in record time. In addition, the loan on salary account does not do any credit check, however the approval that is pre-approved does not tolerate requests to borrowers with bad credit rating or dirty name in the square (SPC and SERASA), this situation is an obstacle in the granting of credits in the salary account.

You could take advantage of salary loans in the range of $ 100 to $ 15,000, depending on your needs, your client profile, and the ability to commit your income can withstand. It is worth remembering that in some cases, these values ​​are higher than R $ 20,000 thousand reais.

Once you opt for a “paycheck account loan”, you can easily set up automatic debit every month with fixed and consecutive repayment. If you are informed if you will be charged with extra fees and charges and at the lowest interest rate, the interest rate is generally less than 4% per month, but it is good to be sure, if you want, you can also pay your salary account to lower interest rates in other banks.

In short – a “payday loan” would most certainly be a good way to take the pressure off your financial obligations without making a dent in your pocket.

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